Does My Age Affect My Mortgage Eligibility?

Does My Age Affect My Mortgage Eligibility?

Ever stopped to ponder how age can shape your journey into the world of mortgages? Well, today, we're diving headfirst into this intriguing aspect of homeownership. Buckle up because we're about to explore how your age can sway the tides of mortgage eligi

Nov 14, 2023 | Purchasing a Home Reverse Mortgage First-time Homebuyers

Can I Qualify for a Mortgage While I’m Still Paying for Student Loans?

Can I Qualify for a Mortgage While I’m Still Paying for Student Loans?

Are you among those who dream of having a place to call home while wrestling with student loans? You're not alone! According to Forbes, as of 2023, there were more than 26.2 million Americans who are out of school but carrying a collective student loan de

Nov 09, 2023 | Purchasing a Home First-time Homebuyers Mortgage Basics

Get a Mortgage Even if You Just Started a New Job

Get a Mortgage Even if You Just Started a New Job

One of the things lenders look for in a good mortgage application is a minimum of two years of solid work employment history. They want to have confidence that the borrower has a steady, reliable source of income to pay for the loan. Does this mean you ca

Aug 22, 2023 | Purchasing a Home First-time Homebuyers

Can’t Quite Afford a House Yet? Consider a Co-Borrower

Can’t Quite Afford a House Yet? Consider a Co-Borrower

With home prices skyrocketing over the past few years, more first-time buyers are enlisting the help of more seasoned homeowners - namely their parents or grandparents - to be co-borrowers with them. In fact, since 2020, the percentage of young adult buye

Nov 29, 2022 | Purchasing a Home First-time Homebuyers

Home Buying Options for Teachers

Home Buying Options for Teachers

Public school teachers are in high demand right now. A recent study estimates that there are 36,000 open teacher positions across the U.S. right now. Perhaps the rising teacher shortage is due to the extra stresses placed on educators because of the COVID

Oct 20, 2022 | Purchasing a Home First-time Homebuyers

On-Time Rent Payments Can Now Help You Qualify for a Home Loan

On-Time Rent Payments Can Now Help You Qualify for a Home Loan

One of the significant barriers to homeownership for first-time homebuyers is their limited credit background. It takes time to establish a full credit history, and only certain types of regular payments, like auto loans, student loans, and credit card pa

Aug 25, 2022 | Purchasing a Home First-time Homebuyers

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